Making Tax Digital for Income Tax · Property Income · Quarterly Updates
MTD for Landlords
Get Ready, Stay Compliant
Get Ready, Stay Compliant
From April 2026, landlords with property income over £50,000 will need to keep digital records and submit quarterly updates. We help you set up the right systems, handle the submissions, and keep you fully compliant.
2026
First deadline
for £50k+ income
for £50k+ income
Quarterly
Digital
updates
updates
Year‑end
Final declaration
still required
still required
Property
Income & expenses
digital records
digital records
How We Help Landlords
MTD‑ready software setup (Xero, QuickBooks, etc.)
Digital record keeping for rental income & expenses
Quarterly updates to HMRC
Year‑end finalisation & tax return
Property portfolio management & advice
Ongoing HMRC compliance & support
Book a Free Consultation
No obligation · 30 min · For landlords
HMRC Agent
Landlord Specialist
Software Certified
ICAEW Regulated
Scroll
🏠
Rental IncomeDigital Records📅
Quarterly UpdatesTo HMRC📊
Year‑end FinalisationTax Return☁️
Xero / QuickBooksMTD Ready📑
Property ExpensesCategorised🏦
Mortgage InterestTax Efficient🏠
Rental IncomeDigital Records📅
Quarterly UpdatesTo HMRC📊
Year‑end FinalisationTax Return☁️
Xero / QuickBooksMTD Ready📑
Property ExpensesCategorised🏦
Mortgage InterestTax EfficientWho This Applies To
MTD for Landlords & Property Investors
If you receive rental income from residential or commercial property, MTD may affect you from 2026 onwards.
🏠Single Property LandlordsOne property – simple digital records
🏢Portfolio OwnersMultiple properties, complex finances
🤝Joint Ownership / PartnershipsProperties owned with others
📊High‑income LandlordsIncome over £50,000 (first phase)
🏭Commercial Property InvestorsBusiness premises, shops, offices
🔄Landlords Using AgentsWe coordinate with letting agents
What's Included
Complete MTD Support for Landlords
We help you move from spreadsheets or paper records to a fully compliant digital system – with minimal disruption.
MTD‑ready software selection & setup (Xero, QuickBooks, etc.)
Digital record keeping for rental income, expenses & mortgage interest
Quarterly updates to HMRC – we do it for you
Year‑end finalisation and annual tax return
Advice on capital allowances, repairs vs improvements, etc.
Ongoing support & HMRC liaison
🏠
Property‑Focused Setup
We tailor your accounting system to handle rental income, tenant deposits, service charges, and property‑specific expenses.
📱
Easy Receipt Capture
Use your phone to photograph receipts – we'll ensure they're coded correctly and stored digitally for MTD.
📈
Quarterly Insight
Alongside your quarterly updates, we provide clear reports on rental income, void periods, and profitability.
🔄
Transition from Spreadsheets
If you currently use Excel or manual records, we'll migrate your data to compliant software without losing historical information.
🤝
Letting Agent Integration
We can work with your letting agent to ensure all statements and payments are captured correctly.
Software & Platforms
Tools Built for Landlords
We work with MTD‑compatible software that handles property income and expenses with ease.
XeroCertified PartnerPerfect for landlords with multiple properties. Track rent, expenses, and mortgage interest – all MTD‑ready.
QuickBooksProAdvisorSimple, intuitive software for single‑property landlords. We set it up and manage quarterly submissions.
FreeAgentLandlord EditionDesigned for sole traders and landlords. Easy to use, fully MTD compliant.
Property SoftwareIntegrationWe can integrate specialist property management tools with your accounting software for seamless reporting.
Dext / HubDocReceipt CaptureAutomatically upload and code invoices, receipts, and bank statements – eliminates manual entry.
Bridging SoftwareFor SpreadsheetsIf you prefer to keep your spreadsheets, we can use bridging software to make them MTD‑compliant.
Simple Process
Your Journey to MTD Compliance
We guide you through every step, from initial setup to ongoing quarterly updates.
1
Free Consultation
We discuss your property portfolio, current record‑keeping, and MTD obligations. You'll receive a clear recommendation and fixed monthly quote.
2
Software Setup
We set up your MTD‑compatible software, connect bank accounts, and import your property data. We'll also train you on the basics.
3
Quarterly Updates
Every three months, we prepare and submit your income & expense summaries to HMRC. You simply provide any new information.
4
Year‑End & Support
At the end of the tax year, we finalise your records, file your tax return, and remain available for any HMRC queries.
Client Reviews
What Landlords Say About Us
★★★★★
"I have six rental properties and was dreading MTD. MHC set up Xero, showed me how to scan receipts, and now my quarterly updates are done without me lifting a finger. Worth every penny."
RT
Rachel T.Portfolio Landlord, Bristol
★★★★★
"As a landlord with just one property, I thought MTD would be overkill. The team explained my options, set up FreeAgent, and now I just send them my bank statements every quarter. Stress‑free."
MP
Mark P.Single Property Landlord, Bath
★★★★★
"We own a mixed portfolio of residential and commercial properties. MHC handles everything – from MTD compliance to tax planning. Their advice has saved us thousands."
JW
John & WendyProperty Investors, South West
Common Questions
Frequently Asked Questions
Landlords ask us these all the time. If you have another question, just get in touch.
Speak to a Landlord Specialist
Free 30‑minute consultation. We'll confirm whether MTD applies to you and recommend the best setup.
Book Free Consultation
Do I need to comply with MTD as a landlord?
If your total income from property (and any self‑employment) exceeds £50,000 from April 2026, you'll be required to join MTD. From April 2027, the threshold drops to £30,000. Even below these thresholds, you can volunteer.
What about rental income from jointly owned properties?
Each individual landlord must consider their own income share. If you own with a spouse or partner, each of you will need to meet MTD obligations separately if your own share exceeds the threshold. We can help with joint‑ownership setups.
Can I still use spreadsheets?
Spreadsheets are allowed, but they must be combined with MTD‑compatible bridging software. We can set this up for you, or help you move to a cloud system that saves time and reduces risk.
What if my letting agent already provides income statements?
We can work with your agent to capture that information automatically. You simply give us access, and we'll ensure the data flows into your MTD records without you having to re‑enter it.
Can I claim mortgage interest under MTD?
Yes – mortgage interest is an allowable expense for property income. Our system captures it correctly, and we'll ensure you benefit from the tax relief you're entitled to.
What happens if I miss a quarterly update?
Missing a deadline can lead to penalties. We manage all your deadlines for you – you'll never have to worry about late submissions. We file everything on time.
Get Your Property Portfolio
MTD‑Ready
MTD‑Ready
Fixed monthly fee · Software setup included · Quarterly updates · Year‑end tax return. Start today – no obligation.
No obligation
Fixed monthly fee
Software setup included
Quarterly updates
ICAEW regulated
MHC & CoChartered Accountants
Expert Chartered Accountants based in Bristol, serving businesses and individuals across the UK since 2009. ICAEW regulated. Fixed fees. Real, straight-talking advice.
Services
Contact
0117 400 0000
hello@mhcandco.co.uk
Bristol, UK
Online service nationwide
Online service nationwide
MHC & Co Chartered Accountants Ltd is registered in England & Wales. Registered office: Bristol, UK. Regulated by ICAEW. Registered for data protection with the ICO. VAT registered.